Should we take out a couple of Midland Texas auto loans

In a couple of months we are re-registering our car again, taking out car insurance again, renewing other licenses and insurances again. December seems to be when this is all happening. This out of pocket expense is on top of all the expenses that normally comes with the festive month! Yesterday hubby and I were out and about in the city with little B and we were discussing how to approach this. One thing that crossed our conversation is the possibility of applying for an auto loan or speak to someone about Midland Texas auto loans. Perhaps we should put applications in if we want this approved before December!